Get a Payday Loan Today

Are you short on money and need quick cash?

Do you have a job and need a payday loan to help you make it until you get paid again?

PaydayOnlineLoanApplication.com can help you find the best possible lender to meet your needs by searching multiple lenders, without making you wait days or go through a lot of additional and unnecessary steps. You should not have to pay high interest rates or let bad credit hold you back from the payday loan that you want, need, and deserve. We can help you resolve your financial problems quickly and conveniently.

Policy on Responsible Lending

At Payday Loan Application Online, every lender in our network is required by law to abide by all rules and regulations of State and Federal governments. Please review the following information to learn more about responsible lending practices.

Disclosure of Fees Including APR

All payday lenders must adhere to the Truth in Lending Act. Before you commit to any loan, your lender will provide you with information outlining the exact details of your loan terms, including fees and interest rates that will be assessed.

Frank-Dodd Wall Street Reform Act

This act requires payday lenders to follow fair lending practices, which are defined as "fair, equitable, and nondiscriminatory access to credit for consumers". If you feel that your payday lender is not following the rules set forth by this act you can file a complaint with the Consumer Financial Protection Bureau.

Commitment to Fair Debt Collections

While you are repaying your loan you are protected by the Fair Debt Collections Act, which is overseen by the Federal Trade Commission. All lenders are required to follow all of the rules of this act. The act requires that lenders comply with fair debt collection practices, which include:

  • Not contacting you by phone before 8 am or after 9 pm.
  • Not harassing you or using abusive language towards you over the phone.
  • Not using deception to try to collect money from you.
  • Not threatening you with legal action if it is not permitted.

Our goal is to include reputable lenders in our network. If your lender fails to follow the rules outlined in the Fair Debt Collection Act, please contact Payday Loan Application Online and file a complaint with the Federal Trade Commission.

Federal and State Regulations

All lenders in our network are required to act in accordance with all federal laws. Each state also has their own laws that govern payday loans. Please make yourself familiar with the rules and regulations of your state.

Secure Application

This site is protected by 256-bit encryption technology. Your information will be kept secure and private. We scan daily for hacker vulnerabilities.

About Payday Loan Application Online

  • Secure and safe
  • Fast approval
  • Amounts over $1,000
  • Bad Credit OK
  • No Paper Hassles
  • Nothing to fax
  • Easy Quality
  • Minimum age is 18 years

Speedy Approval

You are likely to be approved within a few minutes after submitting the application. You should take the time to review your loan agreement carefully before signing it; each lender has its own terms, interest rates, repayment dates and penalties for late payments.

How it works process explained in 3 steps

Step 1 : Apply Online

Complete our payday loan application and wait 70 seconds while we locate the best match for your cash advance request.

Step 2 : Online Signature

Upon approval, we'll send you to the Lender's electronic signature page (no faxing!) where you'll agree to the repayment terms.

Step 3 : Get Your Cash

Cash is automaticly deposited to your account.